About Us

Mortgage brokers

SA Loan Options is committed to providing extensive information, support and assistance to clients in their search for a home loan that suits their situation, from the first home buyer to the serious investor. We will even look after the loan paperwork, submit your application and follow it through.

Meet The Team

Joe Tirimacco

Senior Mortgage Broker

Joe is committed to providing extensive information, support and assistance to clients in their search for a home loan that suits their situation, from the first home buyer to the serious investor.

Prior to joining the mortgage industry in early 2007, Joe was heavily involved in property development and home renovations, as a partner and manager of Rymak Developments. He also has extensive experience in management and customer service roles.

Joe is genuinely interested in his clients’ goals and needs when it comes to securing a home loan and will go out of his way to help every client find a solution that fits their specific requirements.

He finds the most rewarding aspect of his role is: ‘being involved in assisting people with what is possibly the most important purchase of their lives’.

Joe Tirimacco

Senior Mortgage Broker

Joe is committed to providing extensive information, support and assistance to clients in their search for a home loan that suits their situation, from the first home buyer to the serious investor.

Prior to joining the mortgage industry in early 2007, Joe was heavily involved in property development and home renovations, as a partner and manager of Rymak Developments. He also has extensive experience in management and customer service roles.

Joe is genuinely interested in his clients’ goals and needs when it comes to securing a home loan and will go out of his way to help every client find a solution that fits their specific requirements.

He finds the most rewarding aspect of his role is: ‘being involved in assisting people with what is possibly the most important purchase of their lives’.

Kelly Clarkin

Mortgage broker

Kelly has been a valuable member of the SA Loan Options team since joining in 2019.  Kelly believes that it is very important to take the time to listen to clients and get to know them first. She has found that if you don’t listen, you can’t recommend a suitable solution.

Kelly’s has a soft spot for the First Time Home Buyers, but also enjoys helping people refinance to save money. Kelly knows from personal experience that purchasing your first home can be a very daunting and overwhelming process, but she wants to make it the exciting time it should be.

You can take advantage of Kelly’s vast personal investment experience. Investing in your future is one of the most important decisions you will ever make for yourselves, and it doesn’t need to be a complicated process.

When Kelly isn’t in the office going above and beyond for her clients, you will find her with her family, out on the track drifting their Rx7’s. So for all you rev heads out there, you too will get along great with Kelly.

Kelly Clarkin

Mortgage Broker

Kelly has been a valuable member of the SA Loan Options team since joining in 2019.  Kelly believes that it is very important to take the time to listen to clients and get to know them first. She has found that if you don’t listen, you can’t recommend a suitable solution.

Kelly’s has a soft spot for the First Time Home Buyers, but also enjoys helping people refinance to save money. Kelly knows from personal experience that purchasing your first home can be a very daunting and overwhelming process, but she wants to make it the exciting time it should be.

You can take advantage of Kelly’s vast personal investment experience. Investing in your future is one of the most important decisions you will ever make for yourselves, and it doesn’t need to be a complicated process.

When Kelly isn’t in the office going above and beyond for her clients, you will find her with her family, out on the track drifting their Rx7’s. So for all you rev heads out there, you too will get along great with Kelly.

All your options under one roof

Why use a mortgage Broker

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A mortgage broker can save you time

With the number of options now available in the mortgage market, many people find it completely overwhelming. Working with a mortgage broker means that you will be guided by someone who has knowledge and experience in the mortgage market.

A mortgage broker can help you avoid hazards

Many products offer what seem to be great deals but don’t give you all of the details. A mortgage broker is able to ensure that the product you decide on really is best for you.

A mortgage broker can give you choice

Your bank will only tell you about the products they have. Mortgage brokers are able to access various lenders and products and find what best suits you.

A mortgage broker can help you find the most suitable loan

A good mortgage broker will consider your circumstances and your future plans to recommend a loan that suits your situation.
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We Will Help You Every Step Of The Way

We will even look after the loan paperwork, submit your application and follow it through.

Contact Us

what we do

Whether you are buying your first, second or tenth home or investment property, SA Loan Options can help you:

Know how much you can borrow before you buy.
Take years off your existing home loan.
Buy another property.
Change to a fixed home loan product.
Apply for available grants on your behalf.
Save money off your existing home loan.
Improve your home’s value – new or existing.
Refinance your current loan.
Access the equity on your property.
Complete all construction progress payments.
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“You have made us so comfortable and put us at ease, we will have no hesitation recommending you to all the people we know.”
Daniel
First Home Buyer
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“You have made us so comfortable and put us at ease, we will have no hesitation recommending you to all the people we know.”
Daniel
First Home Buyer

Frequently Asked Questions

We have compiled a list of the most common questions people ask when they start looking in to finance.

Budgeting Ideas

If you are having trouble paying your bills when they fall due, negotiate with your provider to make monthly payments instead. This will reduce the surprise.
Negotiate with your bank for a better interest rate on your existing credit card.
Consider paying down credit card and personal loan debts. Always start with the highest interest rates first.
If you are having trouble paying your bills when they fall due, negotiate with your provider to make monthly payments instead. This will reduce the surprise.
Negotiate with your bank for a better interest rate on your existing credit card.
Consider paying down credit card and personal loan debts. Always start with the highest interest rates first.
Do your homework when buying interest free. There are often monthly fees and other associated costs which may make that purchase not so attractive. Be sure to pay them off well within the contracted period.
Switch to a low rate credit card. Cards which offer rewards programs may charge for the benefits.
Avoid bank fees by paying your credit cards by the due date and setting up automatic direct debits for regular bills.
Do your homework when buying interest free. There are often monthly fees and other associated costs which may make that purchase not so attractive. Be sure to pay them off well within the contracted period.
Switch to a low rate credit card. Cards which offer rewards programs may charge for the benefits.
Avoid bank fees by paying your credit cards by the due date and setting up automatic direct debits for regular bills.
Stop using other bank ATM’s. At up to $2.90 per transaction it’s worth the walk to your own bank’s nearest cash machine or another major bank. Or withdraw cash at the supermarket checkout.
Consider switching from monthly home loan repayments to fortnightly repayments of half the monthly repayment. This will be the same as making an extra monthly repayment each year. The interest savings over the term will be huge.
Draw up a budget. It removes stress and gives you the ability to see where your hard earned money is going, and also the opportunity to make improvements.
Stop using other bank ATM’s. At up to $2.90 per transaction it’s worth the walk to your own bank’s nearest cash machine or another major bank. Or withdraw cash at the supermarket checkout.
Consider switching from monthly home loan repayments to fortnightly repayments of half the monthly repayment. This will be the same as making an extra monthly repayment each year. The interest savings over the term will be huge.
Draw up a budget. It removes stress and gives you the ability to see where your hard earned money is going, and also the opportunity to make improvements.

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